Boost Your Cold Calling Results in Commercial Real Estate

To make your prospecting system work for you in commercial real estate, you really do need to systemise it and set some priorities. Systems help build the future; random undirected action does little for you as a commercial real estate agent.

When you set the priorities you will not be wasting your time on things that don’t matter or perhaps have little results and conversions for you. It’s tough enough finding the time to prospect every day, let alone spending time on things that are not good converters of business opportunity for you.

So what can you do here? You can set a plan up that keeps you focused on the highly converting prospecting processes. You need new business to make your career work for you and prospecting is the key to pulling it all together.

Here is a priority model used by salespeople that I have helped in shaping their market share.

  1. Practice your call pitch for 30 minutes at 8:00am every day. This single one fact will help you convert more people faster to opportunities.
  2. Start the day with cold calls to new people. This should happen for a period of 2 hours. Start your calls at 8:30am.
  3. It will take you 30 minutes to build momentum as part of the call contact process. After 30 minutes you will be comfortable with what you are doing and the conversations will flow. The calls will get easier.
  4. Remove any meetings from the start of a business day. That includes team meetings. Focus on prospecting before anything else. Don’t let other people waste your prospecting time.
  5. Any follow up calls to established contacts should happen later in the day outside of your prospecting time. Create a habit of prospecting for new business. Don’t let existing customers or contacts derail your prospecting system.
  6. Towards the end of the day you should enter the results of the calls into your database. Perhaps you can do that as you are making the calls; the data does however have to be entered and you must take responsibility for that.
  7. End the day with research related to new prospects that you are to call tomorrow. Who are they and why are you calling them. You will need to know those facts as part of the process.

So these are some very rigid rules. When you stick to them you will find that opportunities develop. In any market and at any time the business is out there; it is just a matter of opening up the relationships with the right people.

10 Benefits of Travel RN Nursing Jobs

People choose travel RN nursing jobs for a variety of reasons. Some like building a career as a travel nurse, as it lets them build unique and valuable skills. Others like the often lucrative pay opportunities. And of course there’s the wealth of destinations that those with travel RN nursing jobs can choose from. Travel RN nursing jobs are the launching pad to new adventures and new challenges. Here are the top 10 reasons that thousands of others have pursued travel RN jobs.

1. The chance to travel across the country – Want to see the United States? Whether you’ve dreamed of spending autumn in New England or winter in Southern California, travel RN jobs can help make it happen. Love the outdoors? Then you can take assignments near Colorado’s Rocky Mountains or by Washington’s scenic Puget Sound. Have you ever dreamed of hiking across the mesas of New Mexico? Want to relax along the shores of the Gulf Coast? You can do it all with a travel nursing career.

2. Great payment opportunities – Travel RN jobs are in demand. And that demand is only expected to grow. That means that travel nurses are often handsomely compensated. Typical pay rates range from $22 to $40 an hour, while experienced nurses can sometimes get specialized travel positions that pay even more.

3. Build your resume – Travel health jobs often place nurses alongside a range of experts in some of the world’s leading health care facilities, which gives traveling nurses the opportunity to learn new techniques and develop unique skills.

4. Choose your workplace – Some people prefer travel RN jobs and assignments at large, fast-paced health facilities. Some would rather prefer to work in a smaller community hospital. The great news is that travel nurses can experience them all while on assignment. There are always many choices available, and you can choose the RN nursing assignments that are right for you.

5. Greater control over your career – Ever feel like taking a month off? Everyone does from time to time. And for travel nurses, it’s much easier to take time off. Want a couple of weeks or a month off? You can do it between travel jobs. That also provides great opportunities for continuing education. With RN nursing assignments, it’s easy to schedule time off to take a class, or get an assignment near the country’s best nursing colleges.

6. Get bonuses – It’s not uncommon for travel RN nursing jobs to come with generous sign-on bonuses. Travel nurses can earn anywhere from $500 to $6,000 for simply signing on for a temporary assignment. And that’s in addition to pay rates that are often higher than the hourly rate for permanent nurse positions.

7. The opportunity to travel with family or friends – It’s often easy to find great travel nurse assignments that you can sign on to with a friend. Traveling with friends makes exploring the United States even more exciting. And if you’d like to share accommodations with a friend, that’s often possible.

8. Get great housing at no cost – Most travel nursing jobs come with high quality and free housing that’s near your workplace. Some bonuses can include gyms, swimming pools and spas. Getting adequate furniture and other utilities will also be arranged by the travel nursing staffing agency. In other words, everything will be ready for you when you arrive to your assignment.

9. Meet new people and make new friends – Travel RN nursing jobs are the perfect opportunities to meet new people. It’s common for travel nurses to establish great relationships with people across the country. Thanks to online social networks and professional networks like Facebook and LinkedIn, it’s now easier than ever to connect with new people in new cities.

10. Have the ability to try out new locations before you move there – Thinking about relocating but not yet 100 percent sure it’s a good idea? Taking travel RN nursing jobs in a city you’re thinking of moving to is an ideal way to test out the area and decide if it’s right for you.

In other words, travel RN nursing jobs offer nurses freedom. You can choose where you want to work, when you want to work and what you’d like to do. With travel RN nursing jobs, you can take jobs that offer you the pay that you’re worth. It’s all in your hands. Maximize your earning potential. Gain valuable experience. And most importantly, have fun.

In many travel RN nursing job positions, you will have the opportunity to re-sign on to the job if you enjoyed the experience and want to stay. But the best thing about travel RN nursing jobs is that you’ll also get to say goodbye to the office politics and other hassles associated with permanent nursing positions.

High Cost of Healthcare Induced By Contradictory Goals of Providers and Payers

Healthcare has been the topic of debate for most of the last few years. From the boardroom to the water cooler, costs and quality of care are hot topics that impact everyone in this country. Young and old, Americans are feeling the squeeze and most are finding it difficult to come up with solutions. In the boardrooms of corporations both large and small, employers are struggling to cope with reality of rising premiums and declining benefits. Meanwhile employees are left with the prospect of going without health insurance. Currently it is estimated that 50 to 60 million adults in this country are walking the tightrope of living without health insurance. With such widespread reach for ripples created by this healthcare debacle, everyone is looking for answers. How can we afford coverage? Can we go without? What can be done to curb the costs and get this problem under control?

In the workplace, employers and employees often feel as if they’re on opposite sides of the fence. Employers feel as if their subordinates take no consideration of how difficult it can be to turn a profit while facing spiraling costs and a difficult economic environment. While large corporations may be able to ride out the storm, small businesses rarely have this luxury (especially at a time when credit is difficult to obtain). Most small businesses would close their doors if the balance sheet goes in the red for more than a few months or quarters. On the other hand, employees often adopt a near-sighted approach. How could they expect me to afford a premium increase? Should I just try to float without insurance for a while? These questions often lead to resentment on both sides of the coin, but are the employers or employees to take the blame and the higher cost?

Looking for answers to this growing problem is not easy. Where did the system go wrong? Why is it so expensive? Who’s to blame?

Many people blame healthcare providers for the rising costs of quality care. I can assure you this is not the case. Providers are facing a myriad of challenges and roadblocks. More so than ever, running a profitable medical practice is daunting task. Like any other business, a medical practice will close if it can not cover expenses and afford to pay salaries. Labor and leasing expenses are only the tip of the iceberg. Practitioners are forced to pay for equipment, insurance, hardware, software, licensing, and more. After establishing an office with all the appropriate resources, medical practices and hospitals must then attract patients in a very competitive marketplace.

Yet with all these costs and challenges in their way, healthcare providers are not complaining about patients or labor or costs! The largest problem facing healthcare providers is the insurance reimbursement process. Contradictory goals of payers and providers are resulting in inefficient and difficult payment systems. Insurance companies are more concerned with bottom-line profits and shareholders than they are about the care their members receive. How can we expect doctors and healthcare providers to keep their offices open if they can hardly get paid for the services they perform? Individuals believe that because they pay premiums, the insurance company will pay their doctor. Unfortunately, this is hardly the case. Health insurance claim denial rates can reach as high as 25% or more. Many providers have outstanding receivables measured in the millions of dollars. The insurance reimbursement process is so arduous that many medical practices never get paid and as a result close their doors forever.

Insurance companies use a wide variety of tactics to delay payments and deny claims. Payers employ hoards of representatives charged with the task of fielding calls and scrutinizing claims. Due to these tactics, insurance claims take anywhere from 30 days to more than 1 year to reach a completed status. In most cases claims are delayed and denied due to inconsequential, irrelevant errors. These errors result solely from the many difficult and senseless hoops that are placed in the way of the provider’s billing representatives. This extremely labor intensive process of collecting from insurance companies costs providers a great deal of time and money.

The only beneficiaries of this process are the shareholders of insurance companies. The delays in payments result in interest earned for the time period in which the claim was delayed. In many cases, providers never receive reimbursement for the services they perform. These claims must be written-off as a loss by providers while insurance companies see these cases as victories leaving more cash on their balance sheets. It appears that the primary goal of insurance companies may be to deny as many claims as possible; after all they answer to shareholders not providers or individual policy holders. This gross abuse of power by insurance companies may be the biggest problem we face in the healthcare sector.

The days when doctors sat on golf courses all day while making millions per year are over. Now they must battle insurance companies tooth and nail for every claim. If insurance companies paid doctors for the services they perform, perhaps we would see a reduction in costs related to providing care.

Surely there is no easy fix to this problem. We may find the answers by addressing the goals of big insurance companies. Providing oversight and incentives for paying healthcare providers for the services they perform would be a good start. If insurance companies focus on weeding out fraud rather than just delaying and denying payments, we could see an increase in efficiency and productivity in the healthcare sector that could be the start of controlling costs while maintaining a high standard of care. For the sake of all Americans, hopefully we find an answer soon!

E Cigaret – Benefits And Controversies

After the discussion of e cigaret, there have been discussions throughout the world out of which majority concentrated on security of the cigarette. An elektronisk cigaret is into existence for several years and has been a good alternative to smoking conventional cigarettes. Not only is this but also an el cigaret helps smokers to lessen smoking.

Benefits of an ego cigaret:

An e cigaretter finds number of benefits associated with the electronic cigarettes, which are enumerated as under:

• Similar taste of conventional cigarettes: Electronic cigarettes contain similar tobacco taste but are free of other harmful substances being found in the conventional cigarettes. Electronic cigarettes allow smokers to remain satisfied without breathing in harmful toxins.

• User friendly: Fourth generation of an ego cigaret has become much user friendly than that of the initial versions that had been larger in size and could not encourage the mass.

• Creating smoke as vapor: An atomizer, a battery as well as an inexhaustible nicotine chamber allowing smokers to smoke, even create vapor and burn at end just like other traditional cigarettes.

• Reduced quantity of nicotine: Nicotine chamber in an elektronisk cigaret proves fruitful for smokers since the cartridges are being found in varied strengths, which permit users to lessen intaking, the quantity of nicotine.

• Saves on expenditure: Nicotine cartridges contain nearly 15 – 20 cigarettes that can be huge savings on your expenditure. Low, medium, standard or no nicotine contains different cartridge strengths.

• Environmental friendly: Smoking an e cigaret seems to be a healthier alternative to the conventional cigarettes as it is legalized to smoke in public places. For an instance: An e cigaretter needs to come out of public places such as pubs, restaurants, multiplex etc for smoking. However being eco-friendly, electronic cigarettes are being authorized to be used anywhere.

• Reusable: Smokers can make use of the electronic cigarettes, which means that only lesser quantity of vapor is required to be filled for every use.

• No smoke: One of the best things about an elektronisk cigaret is that it never produces smoke and are lesser risky to non-smokers and air quality. Owing to this reason, an ego cigaret is also referred to as smokeless cigarette.

Things to consider:

While there are so many benefits associated with an elektronisk cigaret, there are certain things that need to be considered prior to making the purchase. There are numerous groups pointing out the adverse effects of an ego cigaret. It came as a warning that children might get attracted towards the item given to its originality and alternative for varied flavorings. This is due to the fact that though most of the electronic cigarettes resemble conventional cigarettes yet others seem as USB sticks or pens.

There is not enough data stating the quantity of nicotine being used by a smoker and if it has severe effects. An e cigaret is much safer than conventional cigarettes, but it does not qualify them as extreme inhalation can leave dangerous effects on the body of smokers. Therefore, it is recommended to read the reviews clearly before purchasing the product.

Building and Maintaining Hospitals and Healthcare Centers

Renowned Chicago dental office designers will put so much time in effort in building and maintaining hospitals and healthcare centers. The main task of the designers is to integrate the style and functionality the place needs to maintain a smooth workflow. Organization, a relaxing atmosphere and efficient facilities are what most hospitals need. To efficiently build and maintain hospital and healthcare centers, the designers have to keep in mind the following.

Floor Plan. Achieving staff efficiency needs a floor plan that works intuitively with the tasks. Designers make floor plans that provide easy supervision of patients and easy access to medical supplies and equipment in case of emergencies. Elevators, ramps and supply lifts need designers to designate them effectively throughout each floor.

Demographics.

A small clinic for a very large community will be very troubling in the end. Illinois dental office designers need to survey the surrounding area to estimate how many patients the proposed clinic might have in the future. In this way, the design of the facility itself will be capable of handling adequately incoming patients from the area. Booking and accommodation systems will need to be made by designers to make things more effective

Supply and Equipment. A dentist cannot work properly without the right equipment. Designers will need to take note of the dentist’s equipment to make the right size of rooms suitable for it. The hospital floors and rooms must look organized and professional and this is the task of the hospital designer.

They must see to it that the equipment is properly working to avoid accidents involving equipment malfunction on patients. Designers must implement an inventory system for medical supplies to effectively keep track of those coming in and being used.

Promotes Life. A hospital is a place for patients to recover; hence, the need for this facility to promote wellness. A designer’s most important task is to have the hospital rooms and surroundings promote life and hope to recovering patients. With a relaxing and quiet atmosphere, patients can concentrate fully on recovering. A theme that promotes recovery and relaxation is what designers have to aim for.

Milwaukee dental office designers have a task to create strategic maintenance and sanitation systems that would not hassle the medical workflow. Hospitals and clinics are supposed to be well-kept and clean places; recovering patients expect hospitals to promote their recovery. Designers must consider ventilation maintenance, floor and restroom sanitation and waste disposal management.

Kids Waterproof Splashsuits – The Essential Travel Garment For Your Young Child

Most adults would simply prefer to stay indoors when it is raining. Nobody wants to get soaking wet. However, kids really enjoy playing in the rain and splashing in puddles. They are thrilled when it is necessary to go out in the rain. Of course their parents do not really enjoy dealing with the results. The kids will get soaking wet and dirty from all the water. Choosing the right waterproof clothing for your child can really help prevent your child from getting too wet and catching a chill.

There are a number of different types of kits waterproof clothing available, so you can choose the one that is most suitable for your child. One option that many people don’t think about which is particularly good for very young children is the splashsuit. When it comes to kids waterproof clothing, the splashsuit is the most likely to keep your child dry. This is because it is a one piece outfit that has a hood and straps to go under your child’s feet. Add a pair of rain boots and your child will be covered from head to foot. Young children have difficulty holding an umbrella, and will want to splash in puddles so this is a great solution for them.

Kids waterproof clothing for slightly older kids can be chosen to suit their interests and their behavior. Those who still refuse to stay out of the puddles can wear splashsuits, while those who are better behaved can choose a combination of a raincoat or poncho with a matching umbrella and rain boots. This will keep them mostly dry and let them have a few more options when it comes to the design of their rain gear. Another option is to get separate dungarees and jackets so that they will still be fully covered when they are out in the rain.

Raincoats are available with designs including dinosaurs, bugs, firemen, pirates, sail boats, alligators, ladybugs, bees, frogs, butterflies, flowers, ducks, watermelons, strawberries, fairies, and more. Many of these coats have hoods, so an umbrella is not necessary, although kids tend to like to carry them once they reach a certain age. These are great for preschoolers and those who are just starting school. They will be more likely to actually want to wear their waterproof clothing if it is in a design that they really love.

For those older kids that view kids waterproof clothing with designs as being a bit childish, there is rain gear available in solid colors, or combinations of solid colors, such as red and gray or blue and gray, that look a bit more adult and might appeal to older kids a bit more.

Some of the options that are currently available for kids waterproof clothing are made so that they are easily packable for when you want to go on a trip, or just to have available in your bag should it start to rain unexpectedly. Some brands now manufacture very lightweight packable splashsuits and jackets which are ideal for taking on holiday as they take up so little room in the suitcase.

How Medical Transcription Services Benefit Acute Care Hospitals and Medical Centers

Today, medical transcription services enjoy great demand in acute care hospitals and medical centers, since these lighten the workload and related stress in these healthcare settings. Moreover, medical practitioners and their staff can find more time to focus on providing quality services for their patients. With reliable medical transcription service, acute care hospitals and medical centers can save considerably on time, money and effort.

To deliver high quality medical transcription outsourcing solutions, a medical transcription company will have a team of professionals including transcriptionists, proofreaders, quality controllers and senior editors.

With state-of-the-art dictation tools, technology and software, these experts take care of the entire process of transcription for all types of medical reports including:

• Patient history and physical reports
• Operative notes, consultation notes, narratives, SOAP notes
• Discharge summaries, procedure notes, radiology reports, chart notes, laboratory reports, as well as other medical documents

Medical Transcription Services Come with a Range of Benefits

Medical transcription services benefit acute care hospitals and medical centers in many ways. By medical transcription outsourcing, you can reduce the amount of paperwork in your organization. In addition, it enables healthcare professionals to efficiently manage their patient’s health related records. Backup copies of patient’s medical records are readily available on demand.

With medical transcription services, healthcare facilities including acute care hospitals and medical centers can easily access even old patient records. Physicians can send the medical records across many destinations via the internet, and keep in touch with their patients even if they are out of station. Other benefits include:

• Cost-effective and quality medical transcription solutions
• Helps you save on hiring and maintaining more staff, resources and software for transcription purposes
• Save on employee benefits such as payroll taxes, medical office space, health insurance, paid vacation time, office equipment and many more.
• Reduce workload: Medical transcription service providers transcribe your medical documents efficiently, and thus reduce the workload. You get more time to focus on your core issues.
• Privacy and strict confidentiality of data: The transcription firms take strong safety measures to ensure privacy and confidentiality of all patient data.
• Convenient storage and retrieval of data: The data is stored digitally and can be retrieved easily, thus reducing storage space and paper work.
• Quick turnaround time that can be customized according to your requirements. Normally, it varies between 12 to 24 hours.
• No backlogs.

Find a Reliable Service Provider

To benefit from comprehensive medical transcription service, acute care facilities can depend on a reputable medical transcription company. An experienced medical transcription service provider would be able to offer well-organized and timely medical documentation solutions at competitive rates.

Prior to selecting a medical transcription firm to partner with, make sure that it has enough years of experience, ensures quality assurance, offers flexible dictation options, and 24 hour customer service among other things.

Bathroom Remodeling Idea Makes Bathroom Repairs Easier

Bathroom repair is easier with access panels

Soon after I had remodeled my small bathroom it developed a water leak. The first thing I knew about it was a puddle on the floor of the room below. A water pipe was leaking and it was buried in one of the bathroom walls which not only made it difficult to find out where the leak was but a lot of ceramic tiles had to be destroyed to get at it.

When I asked my bathroom contractors why they didn’t make it easier to get at the new pipe work they said that it would have made my quotation too expensive so they just buried the pipes and hoped that they don’t give any trouble. It was just my luck then that my bathroom was the one where they made lousy joints. The bathroom repair turned out to be far more costly than it would have been to make all the pipes accessible in the first place and I wish now that I’d had the foresight to put that in the specifications.

Where to put access panels

The obvious solution to the bathroom repair problem is to provide access panels for all of the pipe work joints and as much of the pipe length as possible. When you specify what you want in your bathroom remodel make sure that you will be able to get at every joint easily.

Where the water pipes are installed in a separating wall it’s often convenient to provide access on the other side of the wall rather than inside the bathroom where the ceramic tiles are. You may even be able to turn the access into a small cupboard, which would give you an added benefit. Opening the cupboard doors would provide simple access to the water pipes.

Pipe work under bathtub and under floor can be made accessible by removable panels. Make sure that the floor covering allows for this and a suitable sealer is used to fill any gaps when the access is closed.

If the access panel has to go on the bathroom side of the wall then special attention to waterproofing will be required.

How to make access panels in ceramic tiles

To accommodate a radiator in my bathroom remodel the contractors built a false wall to hide the pipe work. This wall was then set with ceramic tiles and the radiator mounted in front of the tiles. This pipe work has not leaked but I do wonder what I would do if it ever did.

Tiling a small part of the false wall separately on a removable section could have provided an access panel. This would then be screwed firmly to the main part of the wall and the edges sealed with a silicon-sealing compound. The screws would pass through the tiles so silicon sealer would be used to seal the screw heads and holes in the tiles. When the need arose the sealer could be stripped away and the panel unscrewed. Resealing when the problem was fixed would be just as easy.

For more bathroom remodeling tips take a look at this article on setting bathroom tiles:
Setting Ceramic Tile Made Easy

E-cigarette Cannot Assist You To Quit Smoking

The most recent craze for individuals attempting to stop smoking ecigarette(cigarros electronicos) or cigarette(cigarette ). Apparently, the evening, the emerged like a viable solution, most probably to prevent smoking, and appropriately so: the ecigarette(cigarro electronico) isn’t a cigarette(cigarro), just calm your nicotine craving. So it’s actually a wise decision?
The ecigarette(cigarro electronico) is identical category as the nicotine patch and gum: nicotine alternative therapy. Within the same spirit, has got the problem much like other techniques of nicotine alternative therapy: it is simply an area of his need to quit.
When I attempted to stop, I attempted nearly every trick within the book. Not one of them labored, and permanently reason: after i came, I returned to smoking. I never sitting around and stated, “Wow, I possibly could go among the nicotine patch now!

Obviously, the reply to this really is to keep ample way to obtain that which you use alternative at hands. But what goes on when you are in the bar or with buddies? Of people who smoke, you are not really the one who turns for their e-cigarette(elektronines cigaretes) and requires a couple of drags, all high and mighty of all of the other people who smoke. It simply doesn’t make sense at all.

Cartridges are available in a wide variety of tastes and strengths of nicotine. For regular, menthol, also the apple and strawberry flavor cartridges and nicotine strengths come in full, a medium, light, and no. While electronic cigarettes(elektroniskas cigaretes) are technically “alternative to smoking”, rather than smoking cessation device, the range of nicotine strengths offers clear opportunities to support those trying to quit smoking, and seems to be proving to be popular in these markets.

The nice thing about electronic cigarettes that you say, nicotine patches, electronic cigarettes that give the same tactile sensation and oral fixation that the desire of smokers, while satisfying the desires of snuff as well. When you take a drag n electronic cigarette really feel your lungs fill with smoke flavored snuff warm and the waves of smoke exhaled from your lungs as the regular snuff, however, as mentioned, the smoke is actually a lot more water vapor that evaporates quickly heals and not offend anyone in the vicinity.

There’s really only one method to quit smoking: Will. Lots of people state that cold poultry may be the toughest method to stop smoking, with valid reason: they’re going on all the wrong manner. If guess what happens you need to do, and stomp your desire to have cigarettes, before you begin, you’ll have the ability to maintain and not think back!

Need to know much more about giving up smoking with the first? Take a look at a few of these books to prevent smoking and find out how easy it may be really quit!

Clothing Store For Fashionable Women Clothing

Men and Women by nature are social animals. They always try to look their best by wearing different types of clothing and accessories. The habit of dressing fashionably is more prevalent in women then men. They are always conscious of the latest fashion and style. Fashionable women clothings are available in different qualities and prices.

The new styles and fashions are mostly the domain of the young. The main fascination of the young generation with fashion is to look different. The requirements of the young are different; an ideal life for the young requires designer clothing, money and a place to stay.

Now a days Designer women clothing are available almost every where. They are designed to fulfill the needs and requirements of every type of customers. Due to increase in the demand of fashionable clothes there is a demand for courses in fashion arts and design. Now a day a lot of universities are fulfilling the demand by offering these types of courses.

There are many good quality women clothing stores which sell their clothes online. Online stores have unmatched convenience there is no need to leave the safety of your house to select a dress. There are many women clothing online available, the choice is unlimited. If you are in U.K then Hobbs clothing is the place to shop for designer clothes. Even if you are not in U.K you can shop from Hobbs by using the internet. Women clothing can be obtained from the women shopping store of Hobbs. Designer women cloth can also be obtained from Zara online shop. The clothes at Zara are different and of a better quality then most online shops.

Another advantage of buying from exclusive women online clothing store is that they offer free delivery to homes of the buyers. Zara is one of those shops which not only offers free home delivery but also offers 3D images of women clothing, which helps a customer in making a better informed decision. Another feature of the quality web sites is that you can check the quality of the cloth by asking for a sample. Buying women cloth online can not only be a enjoyable experience but it can be a process which can save you time and money.